One of the most popular communities provided by {{page_data.agentName}}

water

One of the most popular communities provided by Bobs agency

water

About water

bfg
One of the most popular communities provided by Bobs agency
24
# of Listings
4
Avg # of Bedrooms
$617
Avg. $ / Sq.Ft.
$1,989,180
Med. List Price

Browse water Real Estate Listings

330 Properties Found. Page 10 of 22.

Welcome to 736 Backwater Road, where modern coastal living meets the laid-back lifestyle of WindMark Beach. This beautifully designed 5-bedroom, 3-bath home offers more than 2,500 square feet of thoughtfully planned living space, making it an exceptional choice for a primary residence, vacation retreat, or investment property along Florida's Forgotten Coast. Don't worry about a golf cart, because one is included in the sale! Inside discover an open-concept floor plan filled with natural light, where the spacious living, dining, and kitchen areas blend seamlessly to create the perfect setting for everyday living and entertaining. The well-appointed kitchen features generous workspace, abundant cabinetry, and an oversized island ideal for gathering with family and friends. The thoughtfully designed layout provides comfortable accommodations for family and guests alike, with spacious bedrooms and flexible living areas that easily adapt to your lifestyle. Outside, unwind on the covered patio while enjoying the peaceful coastal atmosphere, or take advantage of the attached garage with ample room for vehicles, golf carts, bicycles, paddleboards, and all your beach essentials. Every detail has been designed to complement the relaxed coastal lifestyle that makes WindMark Beach so desirable. Great location and only 1200 ft from Good Morning St. which is the heartbeat of Windmark, where residents can enjoy outstanding community amenities including resort-style pools, scenic walking and and biking trails, boardwalks, fitness facilities, playgrounds, and convenient beach access. The vibrant WindMark Beach Town Center offers dining, shopping, and community events just moments from your doorstep, while historic downtown Port St. Joe, St. Joseph Bay, world-class fishing, boating, kayaking, and the sugar-white beaches of the Gulf of Mexico are only minutes away. Great investment opportunity to enjoy the unmatched charm of Gulf County's coastal lifestyle.
#1008047

Port St. Joe

736 Backwater Road

5 Beds

3 Baths

2,535 Sq.Ft.

$739,900

MLS#: 1008047

OPEN HOUSE SAT. 9/19 and SUNDAY 9/20 1-3 PM. This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock.
The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal -- a detail you'll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout. Click ''more'' A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace -- both overlooking the incredible outdoor entertainment area beyond.
The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in oven and convection microwave. The primary suite was fully enhanced in 2017 with an additional dedicated A/C unit, dual vanities, a tile rain shower, an alcove soaking tub, and a private toilet and bidet. The 2017 renovation also created a second primary bedroom -- a generous 12x22 with twin closets and its own bathroom. A Maytag washer and dryer convey with the home. The finished, oversized attached double garage connects directly to the kitchen for everyday convenience.
Outside, the east side of the property remains wooded for privacy. A 24x30 detached garage with high ceilings, LED lighting, and ceiling fans has been built out as a serious workshop -- wired with multiple 220V circuits for an RV connection, compressor, or welder. Paver parking extends along two sides. Behind the home, a 45x52 paver entertainment area features a built-in brick and stainless grill and a large stone fire pit. An electrical stub-out and outdoor shower are already in place for a future pool.
Down at the water, a private dock and covered 16x20 boathouse await. The property runs on a 4-inch well with a dedicated well house and filtration system serving the home and two irrigation zones. Septic and drain field eliminate city water and sewer costs entirely. No HOA. Flood Zone X -- no flood insurance required.
#1002855

Panama City

4405 De Len Drive

3 Beds

3 Baths

2,571 Sq.Ft.

$739,000

MLS#: 1002855

Enjoy relaxing in your large screened in front porch. This home is safely tucked away from the rental hustle and bustle in a quiet friendly family beach front neighborhood. Located on high ground (no flood insurance required) it is a short 3-minute 1,600 ft walk to one of the neighborhood's private beach access gates. When returning from the absolutely beautiful beach an outdoor shower with hot and cold water awaits you and keeps the sand outside where it belongs. This truly is a special location for a home is between the two beach piers. Dining and entertainment venues are within walking distance. Enjoy preparing a meal while interacting with your guests as they sit at your black granite kitchen counters. This home was designed and custom built to be a dream retirement home for those who love to entertain family and friends. Low maintenance fixtures, siding and flooring are featured throughout. The first floor has a complete two-bedroom two-bath floor plan with 10' ceilings. Upstairs your guests or extended family will love the privacy of having their own 3-bedroom 2-bath living space. Large brick paved off of the street parking was built on both sides of the home to provide extra room for parking guest's autos, boats, and RVs. Three air conditioning systems divided into 5 zones were designed for extra comfort control and electrical energy savings. A second water meter for the lawn sprinkler system provides additional savings on water bills. Located over the tall front porch with ceiling fans and sun screens is a large Florida room that offers a cozy warm space to enjoy your morning coffee on a chilly winter morning. Tucked away in two Florida room corner closets are wood window frame panels that slide in and replace the rooms large glass windows to protect your home from a hurricane. You will enjoy never again doing without while waiting for appliance repairs: each floor has its own hot water heater, washer and dryer, HVAC system, and kitchen. In addition to the 3,000 ft of residential floor space hidden off of the front porch is an entrance to a heated and cooled bonus area for storage, workout equipment or a man cave. Three hidden closets and a temperature tempered attic with wooden floors provide additional room to stash all of your seasonal belongings. Outside is a nice sized storage shed. Call your realtor today you don't want to miss seeing the many additional features in this unique resort home .What's special Unique Custom-Built Home Low Maintenance Finishes Many recent upgrades High Ceilings Two sets of major appliances convey
#1003482

Panama City Beach

14106 Pelican Street

5 Beds

4 Baths

3,000 Sq.Ft.

$739,000

MLS#: 1003482

Under Contract with a 48-Hour Kick-Out Clause. Experience coastal paradise in this beautiful 3-bedroom, 3-bathroom beachfront condo at Pinnacle Port in Panama City Beach, Florida. Boasting a wraparound south-facing balcony, this condo offers breathtaking, uninterrupted views of the Gulf, making it the perfect retreat for relaxation and entertainment. Inside, you'll find updated flooring throughout, a spacious kitchen with updated countertops, and bright coastal décor and furnishings that create an inviting and airy ambiance. Two of the three bedrooms offer direct Gulf views, allowing you to wake up to the sights and sounds of the ocean every day. Pinnacle Port is tucked between the Gulf of Mexico and Lake Powell offering a unique array of experiences with some of the best amenities in Panama City Beach. Enjoy two swimming pools, including a heated and partially covered option for year-round comfort, as well as four lighted tennis courts, an exercise room, basketball court, saunas, shuffleboard, bocce courts, charcoal grills and a playground. For water enthusiasts, the boat ramp and 26 boat slips make it easy to explore Lake Powell, Florida's largest coastal dune lake. This amenity is perfect for owners and guests to enjoy boating, jet skiing, sunset cruises, kayaking, paddleboarding and fishing. Families will also love the free poolside cinema in the evenings during the summer for an extra touch of fun. When it's time to explore, you're just minutes from Scenic Highway 30A's fine dining and Pier Park's shopping and attractions, offering the best of the Emerald Coast. Whether you're looking for a dreamy coastal getaway or a high-demand vacation rental, this one-of-a-kind beachfront condo at Pinnacle Port is the perfect place to call home.
#1002235

Panama City Beach

23223 Front Beach Road B2-405

3 Beds

3 Baths

1,263 Sq.Ft.

$739,000

MLS#: 1002235

Welcome to Aqua 1004, where when you enter you are greeted by breathtaking, unobstructed Gulf views. This beautifully appointed 2-bedroom, 2-bathroom condo with a bunk area comfortably sleeps 8 — offering the functionality of a 3-bedroom condo with the value of a 2-bedroom.  Interior highlights include an expansive living area with 9-foot ceilings, a stunning floor-to-ceiling Gulf view, porcelain tile flooring throughout, stainless steel appliances and granite countertops in a well-equipped kitchen, and a full-sized washer and dryer tucked away for convenience.  Both the Primary Suite and Guest Bedroom feature king-sized beds for ultimate comfort. The hallway bunk area is thoughtfully tucked away from the main living spaces, creating privacy and functionality for guests or families.  Located in one of the most sought-after Gulf-front buildings in Panama City Beach, Aqua offers the following exceptional amenities: two heated pools, hot tub, fully equipped fitness center, steam room & showers, seasonal onsite dining at Paparazzi Deli, and is yards from Pier Park and Topgolf.  Owner pets are allowed.  Whether you're searching for a strong vacation rental investment or your own private beachfront retreat, Aqua 1004 delivers luxury, location, and lifestyle.

Schedule your private showing today.  Gulf-front opportunities like this don't last long!
#995527

Panama City Beach

15625 Front Beach Road UNIT 1004

2 Beds

2 Baths

1,283 Sq.Ft.

$734,000

MLS#: 995527

Tucked between the rare beauty of Lake Powell--one of the world's largest coastal dune lakes--and the emerald waters of the Gulf, 338 Grande Pointe Circle offers an exceptional opportunity to experience the best of the 30A lifestyle.

This fully furnished three-bedroom, two-and-a-half-bath Monroe floor plan blends timeless ''Old Florida'' charm with a refined coastal aesthetic, ideally positioned along the East end of Scenic Highway 30A. Within Grande Pointe, residents enjoy golf-cart-friendly streets, scenic bike paths, and convenient access to Rosemary Beach, Inlet Beach, and the dining, shopping, and entertainment of both 30A and Panama City Beach.

Designed for both full-time living and investment potential, the home offers approximately 1,840 square feet of thoughtfully designed living space, complete with a private one-car garage, additional outdoor storage, and a fenced, hardscaped backyard featuring a private spa hot tub for elevated relaxation. Inside, 10-foot ceilings and hardwood flooring create an inviting atmosphere throughout the open-concept first floor. The living and dining areas flow seamlessly into a bright coastal kitchen featuring a large granite island, upgraded tile backsplash, premium stainless steel appliances, and abundant space for entertaining. A convenient first-floor powder bath adds functionality for guests. 

Upstairs, the spacious primary suite offers a private balcony, dual closets, and a well-appointed en-suite bath featuring dual granite vanities, a soaking tub, and walk-in tiled shower. Two expansive guest bedrooms are serviced by a full bath complete with an extended granite vanity, custom cabinet hardware, and tiled tub/shower combination.

Bordering the protected beauty of Camp Helen State Park and the serene waters of Lake Powell, Grande Pointe offers private access to a dock and kayak launch, along with resort-style amenities including a lakefront pool and clubhouse. As well as seamless access to multiple beach access points, some of which offer ample public parking and restroom availability. Whether seeking a primary residence, second home, or short-term rental investment, this hidden coastal retreat delivers the perfect blend of natural beauty, modern comfort, and effortless access to the 30A lifestyle.
#1003630

Inlet Beach

338 Grande Pointe Circle

3 Beds

2 Baths

1,874 Sq.Ft.

$730,000

MLS#: 1003630

Enjoy coastal breezes from the covered front porch or unwind on the oversized screened-in patio of this beautifully designed coastal retreat at Sunset Village. Perfectly positioned on a generously sized homesite just minutes from Mexico Beach and a short stroll or golf cart ride to a county-maintained beach access, this home offers the ideal blend of relaxed Gulf Coast living and refined comfort. Spanning over 2,000 square feet, this single-story residence features a thoughtfully designed open floor plan with three bedrooms and two baths. The inviting main living area is anchored by a cozy gas log fireplace and filled with natural light, flowing seamlessly into the dining space and a custom kitchen designed for both style and function. The well-appointed kitchen boasts a spacious breakfast bar and island, double pantry, and, custom cabinetry, perfect for everyday living and entertaining alike. The split floor plan provides privacy and flexibility, with two bedrooms and one bath on the easterly side of the home, while the primary suite is tucked away on the westerly end and features a walk-in closet, ensuite bath, and direct access to a private covered and screened-in patio, an ideal space for outdoor entertaining or quiet relaxation. You will also love the library nook for reflection. A double garage and separate golf cart garage offers many storage options. Outside, the expansive and irrigated property provides both privacy and room to enjoy the natural surroundings,  with a fenced back yard and open natural spaces for enjoying the coastal breezes. Located just five minutes from Mexico Beach and five miles from Port St. Joe, Sunset Village offers a peaceful setting with convenient access to white-sand beaches, boating, dining, and the laid-back lifestyle of Florida's Forgotten Coast. Flood Ins-$984, Wind/Fire-$1865. Some dimensions obtained from the Gulf PA site please verify if important. Updated photos added to show driveway/sidewalk after cleaning.
#999903

Port St. Joe

207 Stingray Lane

3 Beds

2 Baths

2,001 Sq.Ft.

$729,900

MLS#: 999903

PRICE IMPROVEMENT 
Experience the ultimate in coastal living with this gulf-front condominium at Grand Panama Beach Resort, situated in the heart of Panama City Beach, Florida. This three-bedroom, two-bath residence offers panoramic views from every room and features an expansive balcony overlooking tranquil green waters--perfect for enjoying both sunrise and sunset. The open-plan kitchen is equipped with stainless steel appliances and granite countertops, seamlessly connecting to the living area for optimal entertaining.
The spacious primary suite boasts direct access to the Gulf-front balcony, an ensuite bathroom with dual vanities, a walk-in shower, and a soaking tub. The second bedroom also enjoys Gulf views and connects to a renovated guest bathroom featuring a large walk-in show
#1006511

Panama City Beach

11807 Front Beach Road 1-1201

3 Beds

2 Baths

1,431 Sq.Ft.

$729,900

MLS#: 1006511

Welcome to Unit 325 at The Pointe on 30A, where modern luxury meets coastal charm in one of the most sought-after communities on Florida's Scenic Highway 30A. This beautifully appointed 2-bedroom, 2-bathroom condo offers the perfect blend of comfort and elegance—ideal for a relaxing beach retreat or a high-performing vacation rental.

Step inside to discover a spacious open-concept living area filled with natural light, high-end finishes, and contemporary coastal décor. The chef-inspired kitchen features quartz countertops, premium stainless steel appliances, and a large island with seating—perfect for entertaining or enjoying casual meals. The primary suite offers a peaceful escape with a spa-like en-suite bathroom, complete with dual vanities, a soaking tub, and a walk-in shower. The second bedroom is equally inviting, with easy access to the second full bathroom, making it ideal for guests or family.

Enjoy your morning coffee or evening cocktails from the private balcony, overlooking the lushly landscaped resort grounds.

Community Highlights:

Resort-style pool with cabanas and hot tub

Rooftop terrace with gulf views

Fitness center

On-site dining and café

Secure entry and elevator access

Prime location just steps from Rosemary Beach and the sugar-white sands of 30A

Whether you're looking for a luxurious vacation home, investment property, or your own slice of paradise, Unit 325 at The Pointe is a standout opportunity in the heart of 30A.
#977957

Inlet Beach

10941 E Co Highway 30A 325

2 Beds

2 Baths

1,220 Sq.Ft.

$729,900

MLS#: 977957

West Shore Place is perfectly positioned in the heart of Inlet Beach. Just a short stroll to 30Avenue Shops and convenient underground tunnel to 30A, this home is a 5-minute bike ride to Rosemary Beach and multiple beach entry points. 

This beautifully updated 3-bedroom, 2.5-bath residence with garage has recently undergone extensive upgrades. The entire interior: walls & ceilings have been freshly painted, creating a light, bright, and airy feel throughout. Major improvements include new HVAC systems (2025), a new dishwasher (2025), stunning waterfall kitchen countertop, hardwood floors & luxury vinyl flooring on the second floor, updated lighting fixtures & ceiling fans, and an EV charger installed in the garage.

West Shore Place residents enjoy access to a heated community pool. The neighborhood offers flexible use as a short-term rental, long-term rental, second home, or full-time primary residence.

Move-in ready  this is 30A living at its best.
#995500

Inlet Beach

62 W Shore Place

3 Beds

2 Baths

1,760 Sq.Ft.

$729,000

MLS#: 995500

Rarely does a residence of this standard become available at Pinnacle Port, offering a seamless blend of modern design and coastal elegance. Freshly unveiled following a meticulous 2025 renovation, this one-of-a-kind condominium stands as a testament to coastal living where no detail was deemed too small. From the moment you step inside, the wide-plank flooring leads you through a space defined by curated luxury. The heart of the home is a chef's kitchen that marries form and function, featuring custom cabinetry designed to discreetly house small appliances with integrated power. Premium appliances, including a Bosch stainless steel range and dishwasher alongside a professional-grade Liebherr refrigerator, sits framed by quartz countertops and backsplash. The massive quartz waterfall island serves as a centerpiece in the kitchen and comfortably seats eight for entertaining. The creativity continues in the private quarters. The primary suite offers a serene retreat with sweeping, panoramic views of the Gulf of America, including a patent pending LuggageBerth storage cabinet and custom closet system, and an ensuite spa-like bathroom, while the guest suite showcases thoughtful craftsmanship with custom built-in beds, integrated reading lights, and USB connectivity. Throughout the home, designer sconces and ceiling fans complement a collection of all-new, hand-selected furniture and accessories. Whether you are enjoying the panoramic views of the Gulf of America from the private balcony or admiring the bespoke details and refined finishes, every inch of this residence is thoughtfully designed. This is more than a renovation; it is a complete reimagining of luxury on the water. 
Pinnacle Port is located on the very west end of Panama City Beach between Carillon Beach and Camp Helen State Park. This community offers a low-density uncrowded beach as well as access to Lake Powell, the largest coastal dune lake in America. Community amenities include tennis and pickleball courts, two swimming pools, fitness center, playground, shuffleboard, sauna/steam rooms, freshwater dock with boat slips and boat launch. HOA dues cover water, sewer, cable, trash, security, electricity for heating and cooling, owners are responsible for minor electric for lights and appliances. Buyer to verify all measurements and all information deemed important to buyer. Sellers have paid the special assessment for the Milestone Renovation Project.
#1010585

Panama City Beach

23223 Front Beach Road C2-503

2 Beds

2 Baths

1,026 Sq.Ft.

$725,000

MLS#: 1010585

Welcome to one of the most sought-after offerings in Panama City Beach--Tidewater Beach Resort Unit 717. This rare east-facing corner residence showcases the highly desirable ''J'' floor plan, highlighted by an expansive wraparound balcony that truly sets it apart. Positioned at the ideal elevation, enjoy sweeping views of the emerald Gulf waters and sugar-white sand below. Inside, 9-foot ceilings and walls of glass fill the space with natural light, creating a bright, open living area designed to capture panoramic coastline views and unforgettable sunrises. Thoughtfully configured for both personal use and strong rental performance, the condo comfortably accommodates up to 10 guests.
#1001614

Panama City Beach

16819 Front Beach Road UNIT 717

3 Beds

3 Baths

1,670 Sq.Ft.

$725,000

MLS#: 1001614

Gorgeous waterfront home that's as close to paradise as you can get.  As you enter through your private security gate fresh beautiful landscaping abounds with breathtaking views of the deep waters of Cook Bayou and East Bay. Along with the views is your own private salt water pool that adds a spa like serenity to this little piece of paradise.  Entering the home, you will immediately notice the bright open floor plan of the living room, kitchen and dining area. The soft wall colors, natural light and beautiful tongue in groove ceilings create a relaxing environment that makes this cozy home feel comfortable and inviting.  Prepare your meals in the beautiful, as well as functional kitchen while admiring your waterfront view.  The large primary bedroom has sliding glass doors that lead out to the balcony and screened in porch that overlooks the bay and pool. The primary bathroom will take your breath away with its spa like feel, with glass walls, double vanity, and tiled shower. On the way to the dock, you will find the recently added 12,000 gallon salt water heated pool with water feature and LED lights. Continue down the composite wood dock to find the covered boat lift with electric motors and a newly installed jet ski lift. Imagine ending your day relaxing on the custom-built bench at the end of the dock watching the dolphins play and birds feed as the sun sets and delivers an unimagined beauty. Every upgrade in this home was carefully thought out and designed for efficiency, functionality, and energy savings from the seamed metal roof to the Bosch air conditioning system. Large oversized work shop with electricity and a lean-to on both sides is great for the hobbyist or craft enthusiast. If you're looking for beautiful property that provides amazing access to water sports and some of the most stunning sunsets around, then you have found it.
#1002367

Panama City

11535 Poston Road

2 Beds

2 Baths

1,280 Sq.Ft.

$725,000

MLS#: 1002367

Welcome to 1-801 at Grand Panama Beach Resort, a beautifully appointed 8th-floor end-unit 3-bedroom, 2-bath condo overlooking the sparkling Emerald Coast waters. Privately owned and never placed in a short-term rental program, the property has been meticulously cared for and remains in exceptional condition. Recent enhancements include new LVP flooring, updated backsplash, fresh paint, dishwasher, washer and dryer, water heater, upgraded WiFi with two routers, and all-new furnishings with a refined coastal aesthetic. The open living space extends to a generous balcony shared with the primary suite, creating an effortless connection to the Gulf from sunrise through sunset. Its turnkey presentation makes 1-801 equally appealing as a sophisticated vacation home or an investment poised for the short-term rental market, without the wear typically associated with rental use. Grand Panama offers two pools, two hot tubs, fitness center, tiki bar, dog park, beach access and 24-hour security. Tower 2 features Grand Pizzeria and Coffee Co., while a coded-access nature walk leads to Another Broken Egg. Covered parking in Tower 2 connects to Tower 1 via a 5th-floor covered bridge with new license-plate recognition. Four highly sought-after storage closets are available for an annual fee and renew each January, plus two storage cages. Owners also have access to discounted annual beach chair service. 1-801 is the total package & offers an exceptional Gulf-front opportunity!
#1009664

Panama City Beach

11807 Front Beach Road # 1-801

3 Beds

2 Baths

1,431 Sq.Ft.

$724,900

MLS#: 1009664

Experience the coastal charm in this brand-new beach home, ideally located just a short walk from the sugar-white sand and emerald waters of the Gulf. Designed with an open, airy floor plan, the home features 10-foot ceilings that enhance the spacious feel throughout. A welcoming front porch invites you to relax with your morning coffee or unwind after a day at the beach. The two-car garage provides ample storage for vehicles, golf carts, and beach gear. Whether you're spending your days at the beach, exploring nearby restaurants and shops, or simply enjoying the laid-back coastal lifestyle, this home offers the perfect place to make lasting memories.
Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.
#1006437

Panama City Beach

232 Wisteria Lane

3 Beds

2 Baths

1,480 Sq.Ft.

$720,000

MLS#: 1006437

1 ... 8 9 10 11 12 ... 22

properties found. properties found. Page of .

 - property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Bobs agency via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Bobs agency via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.